You can claim most of these from the comfort of your home.

Everyone knows there are senior discounts at restaurants and retailers, but many overlook some of the greatest benefits, rebates and special programs available to adults. Unfortunately many seniors are missing out entirely, simply because they don't know some of these programs and benefits exist. 

Many of these are benefits you can take advantage from the comfort of your home while staying safe. All you need is your cell phone or computer to claim these Senior rewards.

That's why we put together a master list of the top discounts and benefits that we could find for seniors for 2021.

Note That: Many of these programs and discounts are only available online, and could expire as early as this month. For that reason, we strongly encourage our seniors to claim the items in the list below right away!

AARP: AARP members and their families can save 61% on average with the AARP Prescription Discount Card on FDA-approved generic, brand name, or specialty drugs, that your current prescription insurance or Medicare Part D plan fails to cover (Must be a member of AARP to access benefits)

Rite Aid: Save 20% on thousands of brand-name and generic prescription drugs by joining the Rite Aid Rx Savings Program

Costco: Costco members who have no prescription drug insurance or whose insurance does not cover all of their prescription medications can save up to 80% with their Prescription Program

CVS: CVS has the ExtraCare Savings and Rewards program which gives personalized coupons and can earn ExtraBucks by shopping and filling prescriptions

Did you know there is a Give Back Relief Program designed to slash your mortgage payment? Most Seniors are unaware of the Government programs that the banks are trying to keep a secret. 

These programs are helping Senior homeowners by reducing their payments by as much as $3,708 every single year. That is $309 taken right off your payment every single month, which is a huge discount our Seniors are not taking advantage of. The banks aren't thrilled about losing their profit and secretly hope homeowners don't find out before these programs expire.

The good news is, as long as you apply before the program expires, you can keep your $3,708 deduction every year.

Most homeowners will see huge savings and the process is very simple. And homeowners with good or excellent credit could be entitled to even more. We urge Senior homeowners to check how much you can get back with this free online survey.

Did you know that you may be available for exemptions on property taxes? For example, in Washington, you may claim an exemption if you are at least 61 years old in the previous year and have a household income of less than $35,000. Depending on your income level, this exemption can be standard, partial or full. Visit your state's government website to see how much you could save.

Many seniors either don’t realize they get a discount at major grocery stores or forget to ask the cashier when they checkout. The next time you visit one of these chains, make sure you are getting the discount you’re entitled to:

Farm Fresh: 5% Discount on Tuesdays and Thursdays (55+)

Piggly Wiggly: usually 5% off one day of the week, inquire at your location (55+)

Kroger: 5% off on Wednesdays, varies by location (55+) 

Publix: 5% off on Wednesdays, varies by location – usually in areas with a Kroger (55+)

Rite Aid: 20% off (excludes prescriptions) the first Wednesday of every month in the wellness 65+ program

Walgreens: Up to 20% off on Senior Savings Day, the first Tuesday of the month, for 55+ and AARP members

Did you know that some people are totally eliminating their power bills in 2021? Homeowners have taken advantage of an obscure government program which is paying them thousands to switch to solar. You might be asking - what's the catch? The catch is that only some zip codes qualify for this little-known program.

On average, homeowners receive $5,000 back to install solar panels, thanks to the Federal Solar Tax Credit (FSTC). With this tax credit, you can cover the installation of solar from labor through to parts. By claiming this benefit, you could cover the cost of going solar and never have to pay a bill to your power company again!

The benefits don't end there, once you've made the switch, homeowners can reduce their energy bills down to $0 or close to it! If you do the math, this helps you save $1,000s in the long run!

It's very easy (and free) to check if your [state] property qualifies, but this program may expire soon, so it's worth checking right away. Check Eligibility Here!

Baby boomers NEED to know about this do-over clause. A very little-known tax law allows Americans who collect social security to stop your current benefits, pay back everything collected without interest, and resume benefits at a new, higher rate based on your current age. 

The average benefit that's being paid out to recipients who are age 62 is $1,077. Individuals who are age 66 and age 70 are receiving an average of $1,333 and $1,482, respectively. The average 70-year-old is getting 38% more in Social Security income than the average person who is age 62. Clearly 4-6 years in age can make a big difference in your social security benefits!

Most seniors don't realize this option is available to them and it's not for everyone. Make sure to work with a financial advisor before making this decision, but many seniors feel it's a trick that helps them maximize income in their golden years!

If you’re a homeowner, you already know the phrase “it’s always something”. Whether it’s an outlet that stops working, a plumbing leak, an appliance on the fritz, or something really serious like a furnace or hvac, you have almost no choice but to pay out of your pocket for repairs.

Not anymore - still unknown to many homeowners is a brilliant Home Warranty program that could help millions of households never pay for these unforeseen covered problems. You likely have homeowners insurance, right? A Home Warranty Plan is similar to a homeowners' insurance plan, but it actually covers many things that an insurance plan won’t like a broken refrigerator, a broken furnace, and a broken dishwasher. We highly recommend that homeowners have both a warranty plan in conjunction with their insurance to maximize their savings!

Fortunately, there is one special Home Warranty Program that is helping seniors save thousands of dollars as soon as this year. A lot of home emergencies are covered by this plan, making it simple and easy for seniors to take preventative measures to protect their home. Click here to see available plans just for you.

Did you know that many seniors do not have the funds to comfortably retire? If you are a homeowner over the age of 62, there is a special government program just for you to boost their retirement income. 

This little-known government program lets you get monthly tax-free payments from the bank. There is a catch to this seemingly unbelievable program - you will still have to pay for property taxes, maintenance, and homeowner's insurance, but you no longer have to pay your existing mortgage payment! This program will help you stay in your home if you are struggling with living expenses.

While many use this supplemental income to cover monthly expenses and healthcare, you can use the cash for anything. You can make improvements to your home, pick up that extra golf club membership, or even get a new car. The official Discover Reverse Mortgage Website is the go-to free website for seniors to see if they are eligible (no obligation).

In the case of unexpected health complications or just to plan for the future, there's no better time than now to get life insurance, while rates are at an all-time low for seniors.

Life insurance is a must for anyone with a family. Most people don't have savings large enough for their family to pay off their mortgage, cover childcare costs and ensure their children get a good education, never mind ensuring your loved ones don't inherit your debts.

Use this amazing website to compare quotes online now, and the best part is it's totally free! No medical check and instant approval policies are also available.

How it works: After entering your criteria, their powerful comparison tool searches thousands of deals to find you the best policies. These policies would be quite tough to find elsewhere. In most cases, even if you have an existing plan, it could save you up to 70% off while keeping the same coverage.

Amazon Prime offers a free 30 day trial which include free two day shipping on millions of products. As a Prime member, you also get access to thousands of TV shows and movies on demand. Customers who have EBT or Medicaid cards receive a special discount on Prime making it just $5.99 per month. 

If you are already a prime member, make sure to use your discount at Whole Foods. Members get an additional 10 percent off sale items, typically hundreds of products throughout the store, plus ongoing weekly deep discounts on select best-selling items.

Did you know that depending on your age and other factors, car owners could get discounts on their car insurance?

If you pay more than $39/month for car insurance, there's a chance you could be paying less for the same coverage. Many seniors do not realize that these rates can actually go down and just keep renewing their current policy. It seems like a hassle to compare quotes, policies, rates, etc., but this brilliant website does all the work for you, and in under 3 minutes.

Many do not take advantage of the various discounts that could be available to them (maybe because you don't even know they exist!). 

Click here to see if you qualify to save $610+ on car insurance.

Ben and Jerry’s Ice Cream: 10% Discount for Seniors 

Dairy Queen: 10% off for Seniors

TCBY: 10% off (55+)

Dunkin’ Donuts: (Show your AARP card) at participating locations free donut when you buy a large or extra-large hot coffee

Krispy Kreme: 10% off (50+)

Every once in a while something special comes along that can help people out in a good way. In this case, something great has been introduced for 2021. Sadly, the new home insurance discount options have not been widely publicized by insurance companies.

Those in the know could score a big win using the new Home Insurance Savings Website, which allows homeowners to reduce their bill by up to $1,550 a year.

The main goal of the option is to help protect the millions of homeowners that may have been overcharged one their homeowners policy over the past several years. The option also regulates insurance companies in a way that it forces them to finally give consumers a fair and honest rate. Many are reporting they've received a substantials savings due to the program.

Checking eligibility for the maximum savings amount can be done for free online, and it only takes about 60 seconds to see if a homeowner is due a significant savings.

AARP members get a good discount to 1-800-FLOWERS:

Members save 20% on online purchases or $20 when they spend $79.99 or more.

Your loved one doesn't have to know you didn't pay full price! 

A new energy efficient roof could save senior homeowners a ton of money, YEAR ROUND!

Just about every homeowner knows what it’s like to have an old roof. They leak, become unstable, the shingles start falling off and could eventually collapse on you which would be tragic!

Meanwhile, anyone that has gone through the experience of getting new, energy-efficient roof knows what a difference it can make. New roofs help to prevent health hazards, like mold and mildew, keeping your family safe.

A new roof ALSO allows your HVAC system to work more efficiently, thus saving you money on your monthly energy bills. On average, you can expect to save about 44% on your utility bills. This adds up especially during the winter and summer months.

Plus it increases your curb appeal and the value of your home!

It used to be that these benefits don’t come without a big cost — but not anymore!

Thanks to this new, state of the art roof comparison website, homeowners will find that they can pay far less than they thought for a new roof and only installed by qualified professionals.

As a result, homeowners can often secure a new roof and installation at “best-price”. Plus there are also some government home improvement grants available that can ease the cost of the new roof and even tax incentives where you will get money back at the end of the year.

On top of that, by adding new energy-efficient roof, you may secure discounts, local promotions and financing options — which could lead to paying $0 down >>>

Holiday Inn: 10-20% off standard rate (62+)

MGM Resorts: 5% off

Marriott: use Promo Code S9R for 15% off (62+)

Wyndham Hotels: Discount Off Lowest Rate Varies (Days Inn, Wingate, Ramada, Howard Johnson’s, Microtel Inn, Super 8, Travelodge, Hawthorn)

Choice Hotels: 10-30% off best rate, varies by hotel and location. Use AARP for additional discount. (Ascend, Cambria, Sleep Inn, Quality Inn, Clarion, Mainstay Suites, Woodspring Suites)

Hilton Hotels: (65+ with AARP Membership) - Discount varies

Ross: 10% off for 60 and over on Tuesdays

Bealls Outlet: 15% off every Tuesday (50+)

Kohl's: 15% off on Wednesday (60+)

Goodwill:10-20% off on select days (call your local store)

Banana Republic: 10% off (50+)

Stein Mart: 20% off red dot/clearance items first Monday of every month (55+)

Belk: 15% off first Tuesday of every month (62+)

Jiffy Lube: 10% off services and parts (age and discount varies by location)

Pep Boys: 10% off (55+)

Midas Auto Service: 10% off (55+)

Arbys: 10% off for 60 and over on Tuesdays

Perkins: Discounted 55+ menu

Chili's: 10% off every Tuesday (55+)

Denny's: 15% off for AARP members

Mcdonald's: Discounts on coffee

Outback Steakhouse: 10% off AARP members

IHOP: 55+ Discounted menu

Many airlines do still offer some sort of senior discount. The best way to find out if a particular flight has a senior discount available is to find the flight online, then call the airlines reservations number and ask what senior discount is available. 

Southwest: 65+ When you book by phone for a senior discount. 1-800-I-FLY-SWA (1-800-435-9792); Senior fares are also fully refundable

Delta: Some flights, but must call to get senior pricing, 1-800-221-1212

American Airlines: 65+ only, book by phone to get a discount, call 1-800-433-7300.

United: Certain flights only, must call 1-800-241-6522 for discount to see if particular flight has a senior discount available.

British Airways: Intermittent discounts for those 65+, call for details.

Don't forget to pamper yourself sometimes! Everyone needs a good haircut or trim every month or two. These places offer discounts:

Great Clips: $8 off hair cuts (60+)

Supercuts: $8 off haircuts (60+)

SmartStyle Hair Salons by Regis: 10% off services and products (65+)

There is an opportunity for you to save on new windows for your home - which everyone can agree is quite an expensive home improvement project. 

In the past many homeowners who had windows older than 7 years old would delay making this upgrade because it costs a fortune. Not anymore - the Home Window Survey makes it possible to upgrade your windows today without spending an arm and a leg. It easily connects you to some of the most affordable window replacement options in your neighborhood.

Bay Alarm Medical: Discounts available for ASA, AMAC, AARP, and USAA members

MedicalGuardian: Receive first month free

MobileHelp: Discounts for veterans and a partner of the Wounded Warrier Project verified

LifeFone: Receive two months free with the purchase of an annual plan 

The top 3 cell phone companies offer a senior discount and it’s a fairly significant discount. Here are the current deals for seniors.

Verizon

Ages 55+ receive the following reduction:

One Line $60 per month + taxes & fees ($15 per month savings)

Two Lines $80 per month +taxes & fees ($50 per month savings)

Features Included: Unlimited 4G LTE data, DVD quality streaming, Unlimited Talk and Text, Verizon Up Rewards, Unlimited Mobile Hotspot

AT&T

If you’re an AARP member, save 10% on the monthly service charge of qualifying wireless plans and 15% on eligible accessories. Show your AARP membership card at an AT&T retail store or authorized retailer to get these savings.

If you’re 65 or older, the AT&T Senior Nation plan gives you 200 Anytime Minutes, Unlimited Mobile to Mobile Minutes, and 500 Nights and Weekends minutes, without roaming and long-distance charges.

T-Mobile

Seniors get a single line for $20/mo and $50 per month for two line plan

Seniors can now get a free Medicare Plus Card here - it's the only discount made for those on Medicare! It's super easy to get the card and you can instantly start saving up to 75% off healthcare services that are NOT covered by your Medicare plan.

It's accepted at all major retailers across the country - including Publix, Wal-Mart, Safeway, Kroger, CVS, Costco and more!

Here's How It Works: 

Step 1: Register Online Here (It's FREE!)

Step 2: Receive Your Card - 

You Instantly get a downloadable card to use 

until yours arrives in the mail.

Step 3: Start Saving TODAY when you register!

Some of the things you can start saving on today include prescriptions, dental care, vision care, and hearing care. Click below to get your card.

AMC Theatres: up to 30% off (50+)

Carmike Cinemas: 35% off (65+)

Cinemark/Century Theatres: Moviegoers 60 or older save up to 35% on designated "Senior Days."

Regal Cinemas: Seniors get $10 movie tickets any day of the week. AARP members enjoy $3 off a large popcorn and soda.

SeaWorld Orlando: $3 off one-day tickets (50+)

Busch Gardens Tampa: $3 off one-day tickets (50+)

Most Zoos Offer 15-30% Off Tickets for Seniors - be sure to check with your local zoo. Take your grandchildren for a fun day learning about animals.

“THIS IS AN ADVERTISEMENT AND NOT AN ACTUAL NEWS ARTICLE, BLOG, OR CONSUMER PROTECTION UPDATE.” 

This page is an advertisement/advertorial. We are dedicated to bringing readers valuable information which can help them accomplish financial and lifestyle goals. This site may receive compensation for product reviews and referrals or purchases made through our links. Any story depicted herein or example savings illustrated is for demonstration purposes only and individual results may vary based on qualifications. Terms and conditions apply.